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Financing Options

Flexible Financing for Your Outdoor Living Project

Bring your backyard plans within reach. Austin Outdoor Living Group offers financing options through HFS Financial and Service Finance so you can choose a program that fits your project and budget.

HFS Home Improvement Loans

Direct-to-consumer financing designed for home improvement projects.

  • No impact on your credit to check available terms
  • No equity or appraisal required
  • Industry-leading terms
  • Funds can be used for home improvements
  • Financing up to 120% of the total project cost may be available
Extra flexibility for project changes: HFS may finance up to 120% of the total project cost, allowing additional funds to be used for changes during construction. For example, a $100,000 project could qualify for a maximum loan amount of up to $120,000.

How HFS financing works

Complete a quick online inquiry.
HFS performs a soft credit check so you can review terms with no impact on your credit.
If conditionally approved, loan terms are typically presented within 24 hours.
Once fully approved, funds are sent to your checking account and you pay the contractor directly.

HFS Financial is not a lender or broker. Financing is subject to lender approval and applicable terms and conditions. Available programs, amounts, and timing may vary.

Service Finance Programs

Choose from short-term promotional programs or longer-term payment options.

Short-Term Options

12 Months

No interest and no minimum monthly payments.

Program 2012

18 Months

Deferred interest with minimum monthly payments.

Program 1018

Long-Term Options

120 Months

9.99% rate with a 1.32% payment factor.

Program 4132

180 Months

9.99% rate with a 1.07% payment factor.

Program 4107

6 Months + 120 Months

Six months with no interest and no payments, followed by 120 months at 9.99% with a 1.32% payment factor.

Program 4632

6 Months + 60 Months

Six months with no interest and no payments, followed by 60 months at 9.99% with a 2.12% payment factor.

Program 4612

All Service Finance programs are subject to credit approval. Rates, payment factors, promotional periods, and program availability may change. Ask your Austin Outdoor Living Group representative to confirm the program available for your project.

Ready to Discuss Your Project?

Our team can help you review the financing paths available for your outdoor living plans.

Contact Us